Privacy Policy

Introduction

At Wealth Ninja, a product of LeoDynamic Investments cc, we are committed to protecting your privacy and ensuring the security of your financial data. This Privacy Policy explains how we collect, use, store, and protect your information when you use our financial tracking and planning tool. Wealth Ninja is designed to help you track your finances for educational and informational purposes only - we do not provide financial, investment, tax, or legal advice, and we do not share your financial data with third parties.

We use AES-256-GCM bank-grade encryption to protect all financial data stored in our database. Specifically:

• All financial data is encrypted at rest using AES-256-GCM server-side encryption
• All data is transmitted over TLS 1.2+
• Encryption keys are stored securely on our servers and never exposed to client applications
• Your data is decrypted only in memory on our servers when needed for calculations (Financial Health Score, analytics, summaries) and never written to logs
• We do not share, sell, or expose your financial data to third parties

Account Information

• Email address (for account creation and authentication)
• Display name (optional)
• Authentication tokens (JWT access and refresh tokens)

Financial Data

All financial data you enter (income, expenses, assets, liabilities, goals) is stored encrypted in our database. Your data is protected by AES-256-GCM encryption and accessed only for the calculations that power your financial dashboard. We never share or sell your data.

Usage Data

• Page views and navigation patterns (no financial data)
• Feature usage statistics
• Error logs (for debugging and improvement)
• Performance metrics

• To provide and maintain our financial tracking and planning services
• To process your financial data and generate analytics and insights (all processing happens on encrypted data)
• To improve our services and user experience
• To communicate with you about your account and our services
• To detect and prevent fraud or abuse
• To comply with legal obligations

We do NOT: Sell your financial data, share it with advertisers, use it for marketing purposes, or provide it to third parties except as required by law or as necessary to provide the service (e.g., payment processors for subscription management).

Data Storage & Retention

Your data is stored securely in MongoDB with client-side encryption. We retain your data for as long as your account is active. You can delete your account and all associated data at any time through your account settings.

Your Rights

Under GDPR and other privacy laws, you have the right to:

• Access: Request a copy of your personal data
• Rectification: Correct inaccurate or incomplete data
• Erasure: Request deletion of your data
• Portability: Export your data in a machine-readable format
• Objection: Object to processing of your data
• Restriction: Request restriction of processing

To exercise these rights, please contact us at privacy@wealthninja.com

Third-Party Services

We use the following third-party services:

• MongoDB: For secure data storage (encrypted client-side)
• Vercel: For hosting and analytics (privacy-preserving)
• RevenueCat: For payment processing (mobile subscriptions)

These services are bound by their own privacy policies and security standards.

Cookies & Tracking

We use essential cookies for authentication and session management. We do not use tracking cookies or third-party advertising cookies. For more information, see our Cookie Policy.

Children's Privacy

Our service is not intended for users under the age of 18. We do not knowingly collect personal information from children.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

If you have any questions about this Privacy Policy, please contact us at:

Email: privacy@wealthninja.com
Company: LeoDynamic Investments cc