Terms of Service
Last updated: April 5, 2026
Agreement to Terms
By accessing or using Wealth Ninja ("Service"), a product of LeoDynamic Investments cc, you agree to be bound by these Terms of Service. If you disagree with any part of these terms, you may not access the Service.
Use License
Permission is granted to temporarily use Wealth Ninja for personal, non-commercial use. This license does not include:
- Modifying or copying the materials
- Using the materials for any commercial purpose
- Attempting to reverse engineer any software
- Removing any copyright or proprietary notations
Account Registration
To use our Service, you must:
- Be at least 18 years old
- Provide accurate and complete information
- Maintain the security of your account credentials
- Accept responsibility for all activities under your account
- Notify us immediately of any unauthorized access
User Responsibilities
You are responsible for:
- Maintaining the confidentiality of your account
- All activities that occur under your account
- Ensuring the accuracy of financial data you enter
- Using the Service in compliance with all applicable laws
- Not using the Service for any illegal or unauthorized purpose
Subscription & Payment
Some features of Wealth Ninja require a paid subscription. By subscribing, you agree to:
- Pay all fees associated with your subscription
- Automatic renewal unless cancelled
- Price changes with 30 days notice
- No refunds except as required by law or our refund policy
You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of your current billing period.
Intellectual Property
The Service and its original content, features, and functionality are owned by LeoDynamic Investments cc and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.
Disclaimer - Not Financial Advice
Educational and Informational Purposes Only
Wealth Ninja is a financial tracking and planning tool. All information, calculations, metrics, scores, recommendations, and insights provided by the Service are for educational and informational purposes only. We are not licensed financial advisors, investment advisors, certified financial planners, tax professionals, or legal advisors.
This information should not be considered as:
- Financial advice
- Investment advice
- Tax advice
- Legal advice
- Personalized financial planning
You should consult with qualified financial professionals (such as licensed financial advisors, certified financial planners, accountants, or tax professionals) before making any financial decisions based on information provided by this Service.
No Warranties: THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. We do not guarantee the accuracy, completeness, or usefulness of any information provided by the Service.
Limitation of Liability
In no event shall LeoDynamic Investments cc, its directors, employees, partners, agents, suppliers, or affiliates be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Service.
Indemnification
You agree to defend, indemnify, and hold harmless LeoDynamic Investments cc and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including without limitation reasonable legal and accounting fees, arising out of or in any way connected with your access to or use of the Service or your violation of these Terms.
Termination
We may terminate or suspend your account and access to the Service immediately, without prior notice or liability, for any reason, including if you breach these Terms. Upon termination, your right to use the Service will immediately cease.
You may terminate your account at any time by deleting your account through the account settings or by contacting us.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of South Africa, without regard to its conflict of law provisions.
Changes to Terms
We reserve the right to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
Contact Information
If you have any questions about these Terms of Service, please contact us at:
Email: legal@wealthninja.com
Company: LeoDynamic Investments cc